NRLM – Intensive


Poverty is a complex and multidimensional phenomenon.The mandate of the Ministry of Rural Development (MoRD), GoI is rural poverty alleviation through programmes directly targeted at the rural poor households. NRLM has an ambitious mandate. It aims to reach out to all the rural poor families (BPL families) and link them to sustainable livelihoods opportunities. It will nurture them till they come out of poverty and enjoy a decent quality of life.

To achieve this, NRLM intends to place dedicated and sensitive support structures at various levels. These structures will work towards organising the poor, building their capacities and the capacities of their organisations, enabling them access to finance and other livelihoods resources. The support institutions will play the roles of initiating the processes of organising them in the beginning, providing the livelihoods services and sustaining the livelihoods outcomes subsequently. The Institutions of the poor – SHGs, their federations and livelihoods collectives – provide the poor the platforms for collective action based on self- help and mutual cooperation. They become a strong demand system. They build linkages with mainstream institutions, including banks, and Government departments to address their core livelihoods issues and other dimensions of poverty. These institutions provide savings, credit and other financial services to meet their priority needs. These include consumption needs, debt redemption, food and health security and livelihoods. They also increase their voice, space and bargaining power in dealing with service providers. With time, as the institutions of poor grow and mature, they themselves become sensitive support structures and institutions for the poor.

NRLM endeavours, through its dedicated sensitive support structures and organisations at various levels, to reach out to all the BPL households in the country, and take them out of poverty through building their capacities, financial muscle and access, and self-managed self-reliant institutions; through placement in jobs, and nurturing them into remunerative self-employment and enterprises.

Since, reaching out to all the excluded community juxtapose setting of dedicated support structure requires phasing strategy, hence the districts and blocks are divided into either intensive or non-intensive.

Intensive Block:

A block with full complement of NRLM components with trained and dedicated professional staff at every level (State, District, Block and Cluster) is categorised as Intensive Block.

Criteria for selection of intensive blocks:

One fourth of the districts and 10% of blocks with presence of social capital are preferred to be intensive blocks.

Key components of intensive block approach:

  • Social mobilization and saturation approach for coverage of all NRLM target families through involvement of community resource persons
  • Building federations of SHGs at various levels
  • Financial inclusion – to provide at-least Rs.1 lakh credit to each family over 5 years
  • Ensure food security and vulnerability reduction through various livelihood initiatives
  • Livelihoods promotion through community based organizations – providing at-least 2 stable livelihoods to each family over 5 years
  • Bookkeeping and participatory monitoring mechanism
  • Convergence with Line departments and PRIs
  • Building strong, self-reliant community managed sustainable organizations of poor

Structure for implementation of intensive block strategy:

  • State level: SMMU with CEO/SMD assisted by professionals from various thematic areas like Social Mobilisation (SM) and Institution Building (IB), Financial Inclusion (FI), Livelihood (LH), Finance Manager (FM), Monitoring & Evaluation (M&E), Procurement etc
  • District level: DMMU headed by DPM/PD assisted by professionals from various thematic areas like SM and IB, FI, LH, FM, M&E, etc
  • Block level: BPM and supported by few area coordinators cum thematic specialists in financial inclusion, Livelihoods etc.
  • Sub-block level: Cluster coordinator and community volunteer